Plan for the unexpected

One person in the UK develops dementia every three minutes. Your relatives can't just walk into a bank and access your money, even if it is to pay for your care.

Without a Power of Attorney, loved ones would need to apply for a Court of Protection, which can be a long and costly process.

Why should I write a Lasting Power of Attorney?

Thinking and talking about what would happen if our faculties deserted us is uncomfortable. Yet it is important to consider how much worse the situation would be if you had a stroke, serious accident or dementia without sorting it first.

What happens if I do not have a Lasting Power of Attorney?

A lasting power of attorney (LPA) is a legal document that lets you (the ‘donor’) appoint one or more people (known as ‘attorneys’) to help you make decisions or to make decisions on your behalf. 

  • Without one there is no guarantee that your wishes will be followed should you lose the ability to make decisions for yourself.
  • The Court of Protection will appoint someone called a Deputy on your behalf. This may be someone you do not know with the ability to operate your bank accounts, investments or deciding where you should live and at the same time charging you a fee without you knowing.
  • Your family members may be burdened with legal complications, delays and additional costs, whilst having to make the best decisions on your behalf at what is already a difficult time.

Types of LPA

Health & Welfare and Property & Financial Affairs.
You can choose to have one type or both.

Health & Welfare

The health and welfare document sees a nominated individual make decisions over your day-to-day healthcare and medical treatments, as well as deal with any health and social care staff.

Property & Financial Affairs

The property and financial affairs document sees a nominated individual make decisions over things like: money, tax and bills bank and building society accounts property, investments, pensions and benefits.

Decisions can be made while the donor still has mental capacity if both:

  • the lasting power of attorney (LPA) says you can
  • the donor gives you permission

Otherwise, decisions can not be made when they do not have mental capacity. The donor’s money can be used to look after their home and buy anything they need day to day. 

Also note:
Although you have given the trusted person Power of Attorney over your health, it does not mean they will automatically gain control over your financial affairs and vice versa.

If you require the same individual to have Power of Attorney over both aspects of your care, then you will have to fill in the two forms separately. Another key difference is that the health and welfare LPA can only be used after the person loses capacity and not before.

How much does it cost to make a Lasting Power of Attorney?

Our team of specialists are here
to help you support you.
If you need help in preparing your Lasting Power of Attorney or need help with a specific question, we are only a phone call away

Health & Welfare

Starting from £350.00

  • Nominate an Attorney
  • Make decisions about your health care
  • You don’t have to have complex health or care problems to make an LPA

Property & Finance

Starting from - £350.00

  • Choose how your Attorney will make decisions
  • Make decisions about your money
  • Choose whether your attorneys will act upon LPA registration or only if you can no longer make decisions

Have any questions about Lasting Power of Attorney?

  • Find out how to make a LPA
  • Get support making the best decisions fo you
  • Easy to access

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Our team our here to help and support you if you need advice and guidance managing your estate.

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